<\/span><\/h2>\n\ub514\ud134\uc758 \uc5f0\uad6c\ub294 \uc18c\ube44\uc640 \ubcf5\uc9c0\uc758 \uad00\uacc4\ub97c \uc774\ud574\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc73c\uba70, \uadf8\ub294 \uc18c\ube44\uac00 \uac1c\uc778\uc758 \uc0dd\ud65c \uc218\uc900\uacfc \ubcf5\uc9c0\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0\ub97c \ubd84\uc11d\ud569\ub2c8\ub2e4. \uadf8\uc758 \uc5f0\uad6c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc8fc\uc694 \uc8fc\uc81c\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n
1. \uc18c\ube44 \uc774\ub860\uc758 \ubc1c\uc804<\/strong>
\n\ub514\ud134\uc740 \uc18c\ube44 \uc774\ub860\uc758 \ubc1c\uc804\uc5d0 \uae30\uc5ec\ud55c \uc8fc\uc694 \uacbd\uc81c\ud559\uc790 \uc911 \ud55c \uba85\uc785\ub2c8\ub2e4. \uadf8\ub294 \uc18c\ube44\uc790 \uc120\ud638\uc640 \uc18c\ube44 \ud328\ud134\uc5d0 \ub300\ud55c \ubd84\uc11d\uc744 \ud1b5\ud574 \uc0ac\ub78c\ub4e4\uc774 \uc790\uc6d0\uc744 \uc5b4\ub5bb\uac8c \ubc30\ubd84\ud558\ub294\uc9c0\ub97c \uc774\ud574\ud558\ub824\uace0 \ud588\uc2b5\ub2c8\ub2e4. \ub514\ud134\uc758 \uc5f0\uad6c\ub294 \uc18c\ube44\uc790 \ud589\ub3d9\uc758 \ubcf5\uc7a1\uc131\uc744 \ubc18\uc601\ud558\uba70, \uc0ac\ub78c\ub4e4\uc774 \ub2e8\uc21c\ud788 \uc18c\ub4dd\uc5d0 \ub530\ub77c \uc18c\ube44\ub97c \uacb0\uc815\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n2. \uc18c\ub4dd\uacfc \uc18c\ube44\uc758 \uad00\uacc4<\/strong>
\n\ub514\ud134\uc740 \uc18c\ube44\uc640 \uc18c\ub4dd \uac04\uc758 \uad00\uacc4\ub97c \uc2ec\ub3c4 \uc788\uac8c \ud0d0\uad6c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uc18c\ub4dd\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc18c\ube44\ub3c4 \uc99d\uac00\ud558\uc9c0\ub9cc, \uadf8 \uc99d\uac00\uc758 \ube44\uc728\uc740 \uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c4\ub2e4\ub294 \uc810\uc744 \ubc1d\ud600\ub0c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 ‘\uc18c\ube44\uc131\ud5a5(Propensity to Consume)’\uc774\ub77c\ub294 \uac1c\ub150\uc73c\ub85c, \uace0\uc18c\ub4dd\uce35\uacfc \uc800\uc18c\ub4dd\uce35\uc758 \uc18c\ube44 \ud328\ud134\uc774 \ub2e4\ub974\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n3. \ube48\uace4\uacfc \ubcf5\uc9c0\uc758 \uce21\uc815<\/strong>
\n\ub514\ud134\uc740 \ube48\uace4\uacfc \ubcf5\uc9c0\ub97c \uce21\uc815\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uc5f0\uad6c\ub85c\ub3c4 \uc798 \uc54c\ub824\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uc804\ud1b5\uc801\uc778 \ube48\uace4 \uce21\uc815 \ubc29\uc2dd\uc758 \ud55c\uacc4\uc810\uc744 \uc9c0\uc801\ud558\uace0, \ubcf4\ub2e4 \uc815\ud655\ud55c \ube48\uace4 \uce21\uc815\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc811\uadfc\ubc95\uc744 \uc81c\uc548\ud588\uc2b5\ub2c8\ub2e4. \uadf8\uc758 \uc5f0\uad6c\ub294 \uacbd\uc81c\uc801 \ubcf5\uc9c0\ub97c \ub2e8\uc21c\ud788 \uc18c\ub4dd\uc73c\ub85c\ub9cc \uce21\uc815\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc18c\ube44\uc640 \uac19\uc740 \uc5ec\ub7ec \uc694\uc18c\ub97c \uace0\ub824\ud574\uc57c \ud55c\ub2e4\ub294 \uc810\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n4. \uac1c\uc778\uc758 \ubcf5\uc9c0\uc640 \uc18c\ube44\uc758 \uc0c1\uad00\uad00\uacc4<\/strong>
\n\ub514\ud134\uc740 \uc18c\ube44\uac00 \uac1c\uc778\uc758 \ubcf5\uc9c0\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ubd84\uc11d\ud558\ub294 \ub370 \uc9d1\uc911\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uc18c\ube44\uac00 \ub2e8\uc21c\ud55c \uacbd\uc81c\uc801 \uac70\ub798\uac00 \uc544\ub2c8\ub77c, \uac1c\uc778\uc758 \uc0dd\ud65c \uc218\uc900\uacfc \ud589\ubcf5\uc5d0 \uae4a\uc740 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4. \uc18c\ube44\uac00 \uc0ac\ub78c\ub4e4\uc758 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uc810\uc740 \uadf8\uc758 \uc5f0\uad6c\uc5d0\uc11c \uc911\uc694\ud55c \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4.<\/p>\n5. \uc815\ucc45\uc801 \ud568\uc758<\/strong>
\n\ub514\ud134\uc758 \uc5f0\uad6c\ub294 \uc815\ucc45 \uacb0\uc815\uc5d0\ub3c4 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uadf8\ub294 \uc18c\ube44\uc640 \ubcf5\uc9c0\uc758 \uad00\uacc4\ub97c \uc774\ud574\ud568\uc73c\ub85c\uc368, \uc815\ubd80\uac00 \ube48\uace4 \uac10\uc18c\uc640 \ubcf5\uc9c0 \uc99d\uc9c4\uc744 \uc704\ud55c \ud6a8\uacfc\uc801\uc778 \uc815\ucc45\uc744 \uc124\uacc4\ud560 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ub610\ud55c, \uc18c\ube44 \ud328\ud134\uc758 \ubcc0\ud654\uac00 \uacbd\uc81c \uc804\ubc18\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uace0\ub824\ud558\uc5ec \uc815\ucc45\uc744 \uc218\ub9bd\ud574\uc57c \ud55c\ub2e4\ub294 \uc8fc\uc7a5\uc744 \ud569\ub2c8\ub2e4.<\/p>\n6. \uac74\uac15\uacfc \uc18c\ube44<\/strong>
\n\ub514\ud134\uc740 \uac74\uac15\uacfc \uc18c\ube44 \uac04\uc758 \uad00\uacc4\ub97c \ud0d0\uad6c\ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uac74\uac15\uc774 \uc18c\ube44\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc5f0\uad6c\ud558\uba70, \uac74\uac15\uc774 \uc88b\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc18c\ube44\ub97c \uc904\uc774\uac8c \ub418\uace0, \uc774\ub294 \ub2e4\uc2dc \uadf8\ub4e4\uc758 \ubcf5\uc9c0\uc5d0 \uc545\uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4\ub294 \uc810\uc744 \uac15\uc870\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc5f0\uad6c\ub294 \uacf5\uacf5 \uc815\ucc45\uc5d0\uc11c \uac74\uac15\uacfc \ubcf5\uc9c0\uc758 \uc911\uc694\uc131\uc744 \ubd80\uac01\uc2dc\ud0a4\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n7. \ub370\uc774\ud130 \uae30\ubc18 \uc5f0\uad6c<\/strong>
\n\ub514\ud134\uc740 \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ud65c\uc6a9\ud558\uc5ec \uadf8\uc758 \uc8fc\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4. \uadf8\ub294 \uc18c\ube44 \uc870\uc0ac\uc640 \uac74\uac15 \uc870\uc0ac \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uc5ec, \uc18c\ube44\uac00 \ubcf5\uc9c0\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc2e4\uc99d\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub370\uc774\ud130 \uae30\ubc18 \uc811\uadfc\uc740 \uadf8\uc758 \uc5f0\uad6c\uc5d0 \uc2e0\ub8b0\uc131\uc744 \ubd80\uc5ec\ud558\uba70, \uacbd\uc81c\ud559\uc801 \ubd84\uc11d\uc744 \uc2ec\ud654\uc2dc\ud0a4\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n8. \ubcf5\uc9c0\uc758 \ub2e4\ucc28\uc6d0\uc801 \uc774\ud574<\/strong>
\n\ub514\ud134\uc740 \ubcf5\uc9c0\ub97c \ub2e8\uc21c\ud55c \uacbd\uc81c\uc801 \uc9c0\ud45c\ub85c \ud55c\uc815\uc9d3\uc9c0 \uc54a\uace0, \uc0ac\ud68c\uc801, \ubb38\ud654\uc801, \uac1c\uc778\uc801 \uc694\uc778\uc774 \ubcf5\uc9c0\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uace0\ub824\ud574\uc57c \ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4. \uadf8\ub294 \ubcf5\uc9c0\uc758 \uac1c\ub150\uc744 \ud655\uc7a5\ud558\uc5ec, \uc0ac\ub78c\ub4e4\uc774 \ub290\ub07c\ub294 \ud589\ubcf5, \uc0ac\ud68c\uc801 \uc5f0\uacb0, \uadf8\ub9ac\uace0 \uc2ec\ub9ac\uc801 \uc548\uc815\uc131\uc744 \ud3ec\ud568\ud558\ub294 \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \uace0\ub824\ud574\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n9. \uc18c\ube44\uc5d0 \ub300\ud55c \uc2ec\ub9ac\uc801 \uc694\uc778<\/strong>
\n\ub514\ud134\uc740 \uc18c\ube44 \ud589\ub3d9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc2ec\ub9ac\uc801 \uc694\uc778\uc5d0\ub3c4 \uc8fc\ubaa9\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \ub2e8\uc21c\ud788 \uacbd\uc81c\uc801 \uc774\uc720\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc815\uc11c\uc801, \uc0ac\ud68c\uc801 \uc774\uc720\ub85c \uc18c\ube44 \uacb0\uc815\uc744 \ub0b4\ub9ac\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf5\ud569\uc801\uc778 \uc694\uc778\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \uc18c\ube44\uc640 \ubcf5\uc9c0 \uc5f0\uad6c\uc5d0 \uc788\uc5b4 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n <\/p>\n